A coach sometimes drives his own vehicle to ball games to haul necessary equipment. Is his vehicle covered and is his liability covered for this operation?

Since the coach is the owner and the operator of the vehicle identified above, even though he is on school business, he is not a named insured nor is his vehicle insured. However, damage that he may do to property or person of others on school business is covered with respect to liability of the school system or its board or employees other than the coach.