If Tennessee State Law is followed whereby home school students are allowed to participate in school-sponsored athletics and extracurricular activities, what is the position of the TNRMT Student Accident coverage for the home-schooled students?

Under the Student and Athletic coverage, “student” is defined as a student enrolled in a participating school at the time of the accident. Since a home-schooled participant would not meet the eligibility requirements, a home-schooled student would not have any coverage under the TNRMT program. Thus, the school’s athletic program should require the home-schooled student to provide proof of coverage as an additional insured for the purposes of liability to the school.